Finance / Retirement/Estate Planning on My Financial Pages

Advice for Annuity Shoppers - RR Thomas Harper
What Anyone Shopping for an Annuity Should Know The intent of annuities is retirement: Annuities are most efficient when they are used to supplement income once the owner is retired. The idea that these products grow in an account, tax deferred, with a plausible rate of return, is very... ( added 348 days 6 hours ago.)

The Difference Between “qualified” and “non-Qualified” Annuities - RR Thomas Harper
The IRS looks at funds in terms of qualified or non-qualified, in order to determine that money’s taxability. If money is non-qualified, that means it is not part of a tax-deferred account. Examples of tax deferred account are traditional or Roth individual retirement account (IRA), a... ( added 363 days 5 hours ago.)

CDs Vs. Annuities - Thomas Harper
For those looking for low risk investments focused on safety of principal coupled with reasonable returns often times find themselves torn between purchasing either a CD or an Annuity. As both offer safety of principal there are a few things to consider before deciding which will best suit your... ( added 1 year ago.)

How Can I Benefit From An Immediate Annuity? - RR Ryan O'Donnell
An Immediate Annuity can be the solution to many of your income requirements. The combined guarantee, security and flexibility offered by an immediate annuity make it a viable financial solution for many situations. If you're searching for a simple and easily manageable way to maintain your... ( added 300 days 4 hours ago.)

Fixed Annuities Vs. Fixed Indexed Annuities - What are the Differences? - Thomas Harper
When looking at the dissimilarity between a fixed and indexed annuity, buyers ought to recall that indexed annuities, also called equity-indexed annuities, are a form of fixed annuities. Both the fixed and indexed annuities are formed for conventional clients, but indexed annuities can offer... ( added 341 days 6 hours ago.)

Planning Your Retirement - Low Risk - RR Ryan O'Donnell
Retirement - the word means many things to many people. For most, it signifies freedom; freedom from the constraints of having to go to work somewhere five days a week and the necessity of living your life around the 40 hours per week you need to earn income. It means you now have the ability to... ( added 342 days 6 hours ago.)